Hospital Indemnity

Nothing is more disruptive to people and their families than an overnight stay in a hospital.  Loss of income, length of rehabilitation, and interruption to your life’s routine are just some of the concerns going through your mind. Does your current health insurance plan have a daily co-payment if you are confined to a hospital?  If your answer is yes, you’re not alone.  Several of today’s most popular plans have hospital co-payments that can range anywhere from $150, $200, or even $300 a day.  Your First Jersey agent can help protect your family from the expense of a hospital stay so you can concentrate on what’s most important:  getting well.