Our professionals have extensive experience and knowledge in the products they offer as well as the expertise on how to use those products to provide maximum benefit and protection to the customers we serve. It is our commitment and desire to establish trust and a long lasting relationship with our customers.
Life insurance is an essential part of financial planning. One important feature of life insurance is that it provides a legacy for loved ones. Learn More »
Long Term Care Insurance
Long term care is the assistance individuals need when they are unable to care for themselves and need help with Activities of Daily Living and can include a broad range of services. Learn More »
Employer /Sponsored Health Insurance
You purchase health insurance for protection in the event you or your family need expensive medical care. Learn More »
You can choose different ways to get the services covered by Medicare. Depending on where you live, you may have different options. Sometimes choosing some of the options may be overwhelming or confusing. Learn More »
We feature other products like Dental Insurance and Dental Coverage Plans, Disability, Hospital Indemnity, and Cancer, Heart Attack, Stroke Indemnity. Learn More »
Medicare Part D
Although the road to Medicare Prescription Coverage may be confusing to navigate, our agency will be more then happy to help find a solution that suits an individuals needs. Learn More »
Do you know somebody who is looking for thoughtful, professional service for their insurance needs?
Do you want your friends and family to have a direct life-line they can call at any time to answer their questions? The greatest way that our clients show us their appreciation is by referring us to their friends and family. If you’re already a client, there is a FREE GIFT for you if we make a new client based on your referral.
Our Independent Insurance Professionals cover a wide range of products and services to help protect you and your family.
The passing of a loved one leaves a void that is never filled. It simply gets less uncomfortable with the passage of time. No matter the circumstances, there are always financial needs to be addressed:
- How will my family come up with the money for an expensive funeral bill?
- Will my spouse be able to afford the mortgage payments on their own?
- Will my family have to dip into the kids’ college fund to make ends meet?
- What will happen to them once I’m gone?
The answer to all of those questions and more may be an affordable life insurance policy that will guarantee the safety and security of the ones you love most. First Jersey Insurance Agency, Inc. works exclusively with a number of top-rated carriers for Term Life, Whole Live, and Universal Life insurance plans.
Turning 65 is a big step for any retiree. You’ll receive a never-ending stream of offers from dozens of insurance companies all telling you, “we’re the best.” At First Jersey Insurance Agency, Inc., we understand that the best for some may not be the best for you. Let our independent agents help you decide which of those carriers offers the plan that suits your needs while keeping in mind the three most important things for any retiree:
- You’re on a Fixed Income – We will find the plan that fits into your budget.
- Your Health is Changing – We can show you the plans that will keep medical bills out of your mailbox.
- Medicare is Confusing – Let us explain your choices in terms you will understand.
Regardless of your situation, First Jersey Insurance Agency, Inc. can show you how to make your money work harder for you so you won’t outlive your savings. We offer solutions with little to no risk to your portfolio that will create security for your retirement and for your family. Our plans provide:
- Tax-deferred growth
- Triple-compounding interest
- Safety from negative market performance
- Initial sign-on bonuses with some carriers and plans
- Flexibility to meet your income needs
Other professional services and products include:
Did you know 78% of the people that were forced to file for bankruptcy had health insurance at the current time? Statistics show that over 60% of medical costs related to cancer, heart attack and strokes are not covered by health insurance. If you have a critical illness, chances are you’re going to survive but your finances are going to be so significantly impacted. Cancer, Heart Attack and Stroke insurance is designed to help you pay both medical and non-medical expenses so you can focus on getting well. Because it pays a lump sum, the insured doesn’t have to worry about submitting receipts or getting reimbursed for their expenses. You can use your lump-sum payment however you like! There are no restrictions on how you spend your check. For more information contact our agency.
Visiting a dentist regularly can lead to early detection of serious diseases, which can make dental coverage well worth the investment. People who have dental plans are more likely to go for their exams, x-rays and cleanings regularly which will avoid serious and more extensive treatment down the line.
Nothing is more disruptive to people and their families than an overnight stay in a hospital. Loss of income, length of rehabilitation, and interruption to your lifes routine are just some of the concerns going through your mind. Does your current health insurance plan have a daily co-payment if you are confined to a hospital? If your answer is yes, you’re not alone. Several of today’s most popular plans have hospital co-payments that can range anywhere from $150, $200, or even $300 a day. Our Agency can help protect your family from the expense of a hospital stay so you can concentrate on what’s most important: getting well.
At First Jersey Insurance Agency, Inc. we can provide a comprehensive review and comparison for the current Individual/ACA compliant plans. We also provide affordable programs that will help with the gaps in coverage with the Individual/ACA plans.
We love our customers and our customers love us
Our Community Involvement
First Jersey is proud of our community and enjoy lending time and resources to helping those around us. Check out our upcoming events. We’ll see you there!
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